Welcome to the FAQ page for the class action lawsuit against Continental Casualty Company. Below, you will find answers to common questions about the case, the allegations, and how it may affect you.

What is this lawsuit about?

This lawsuit, filed by plaintiffs John Boaden, James A. Carlson, William B. Costello, and William L. Miller, alleges that Continental Casualty Company breached its contracts and engaged in fraud by imposing long-term care insurance premium increases that were not uniform across all policyholders in the same age group. The lawsuit claims that Continental promised consistent premiums but instead imposed rate hikes at different times and in varying amounts depending on the state of residence, contrary to their assurances.

Who are the plaintiffs?

The plaintiffs in this case are John Boaden, James A. Carlson, William B. Costello, and William L. Miller. They represent themselves and all others similarly situated who were affected by the alleged actions of Continental Casualty Company.

What are the main allegations against Continental Casualty Company?

The main allegations include:

  • Breach of Contract: Continental allegedly promised that any future rate increases would be uniform across all premium classes but failed to uphold this promise.
  • Fraud: The company is accused of knowingly misrepresenting or concealing the nature of premium increases, suggesting they would be uniform while planning to implement them variably.
  • Fraudulent Concealment: Continental allegedly failed to disclose its intention to seek non-uniform premium increases based on state residency.
What evidence supports these allegations?

The complaint includes evidence such as Continental’s marketing materials and policy documents that promised uniform premiums, as well as instances of disparate premium increases across different states. Additionally, there are specific examples from the plaintiffs showing significant and varied rate hikes.

What is the goal of the lawsuit?
  • Hold Continental accountable for breaching its contractual promises and engaging in fraudulent practices.
  • Obtain compensatory and punitive damages for the plaintiffs and the class.
  • Secure declaratory and injunctive relief to prevent further unfair premium increases.
Who is included in the class?

The class includes all individuals who are or were insured under a Continental Casualty Company group long-term care insurance policy that promised uniform premium increases but experienced rate hikes at different times and in varying amounts from January 1, 2015, to the date of judgment.

What should I do if I think I am part of the class?

If you believe you are part of the class, you should contact the legal team handling the case for more information on how to participate. You may also need to provide documentation of your insurance policy and premium increases.

How can I stay updated on the case?

Please provide you contact information through the below questionnaire to stay updated on details of the case. For updates on the case, visit the law firm’s website at Hagens Berman and follow them on social media @ClassActionLaw. Important updates and news will be shared regularly.

Who are the attorneys handling this case?

The case is being handled by Hagens Berman Sobol Shapiro LLP, Law Offices of Sean K. Collins and Goldenberg Schneider, LPA. Key attorneys include Robert B. Carey, John M. DeStefano, Jeffrey S. Goldenberg, and Sean K. Collins.

Where can I find more detailed information about the lawsuit?

For more detailed information, you can read a redacted version of our latest class action complaint and related documents on the law firm’s website. Redactions are necessary since certain allegations concern specific confidential documents produced to us by CNA during the litigation. Specific case updates, court filings, and detailed descriptions of the allegations and evidence are available there.

If you have further questions or need more information, please contact Hagens Berman Sobol Shapiro LLP directly at [email protected].

Disclaimer: This FAQ is for informational purposes only and does not constitute legal advice. If you need legal advice, please consult an attorney.